Credits & Points

Understand the dual currency system on Opinyze and how credits and points work together.

Two Currencies, Two Purposes

Opinyze uses a dual currency system. Credits and points serve different roles, and understanding the distinction helps you make the most of your time on the platform.

What Are Credits?

Credits are the premium currency on Opinyze. They have real monetary value and can be withdrawn to your bank account.

You earn credits primarily by:

Completing surveys
Earning referral bonuses
Converting points through the conversion pool

Credits appear with a teal icon throughout the platform. Your current credit balance is always visible in your wallet.

What Are Points?

Points are the engagement currency. They reflect your overall activity and participation on Opinyze but cannot be withdrawn directly.

You earn points by:

Voting in polls
Maintaining daily streaks and hitting streak milestones
Unlocking achievements
Engaging with the platform consistently

Points appear with an amber icon wherever they're displayed.

How They Differ

	Credits	Points
Value	Real monetary value	Engagement metric
Withdrawable	Yes	No (but convertible to credits)
Primary source	Surveys, referrals	Polls, streaks, achievements
Determines	Bank withdrawals	User level, leaderboard eligibility
Color	Teal	Amber

What Points Are For

Points serve two important purposes:

User Level - Your lifetime points determine your user level. There are 20 tiers from Observer (100 points) to Transcendent (1,000,000 points). Higher user levels can unlock access to premium surveys.
Conversion to Credits - During active conversion pool events, you can exchange points for credits at a fixed rate. See Points Conversion for details.

Both currencies appear on your dashboard, in your wallet, and alongside relevant activities. Credit amounts show next to survey rewards, while point amounts show next to polls, streaks, and achievements. The distinct colors (teal for credits, amber for points) make it easy to tell them apart at a glance.